With the rise of digital banking in the UAE, employees no longer need to rely only on ATMs to access their salaries. The NBAD salary card—now managed under First Abu Dhabi Bank (FAB)—offers mobile-friendly solutions for balance inquiries. In this guide, we’ll explain how to check your salary balance through the FAB mobile app, its benefits, common issues, and why this method aligns with UAE’s digital transformation strategy.

What is NBAD Salary Card?

Quick Answer: It is a prepaid payroll card designed for employees to receive monthly salaries securely under UAE law.

The NBAD salary card, part of the Wage Protection System (WPS), ensures transparent salary disbursements for workers in Abu Dhabi, Dubai, Sharjah, and Ajman.

• Provides ATM withdrawals and in-store purchases.

• Eliminates the need for a standard bank account.

• Widely adopted across industries like construction, hospitality, and logistics.

UAE government-backed programs such as Ignite’s digital inclusion initiative and STZA’s fintech adoption continue to strengthen these services.

Can You Check NBAD Salary Balance via Mobile App?

Quick Answer: Yes, the FAB mobile banking app allows you to check your salary card balance anytime.

The FAB mobile app is available for iOS and Android users. Once linked with your NBAD salary card, it enables:

• Instant balance checks.

• Transaction history viewing.

• Salary deposit confirmation.

• Secure fund transfers and payments.

This mobile-first approach supports UAE’s vision for smart financial systems in regions like Dubai and Sharjah.

Step-by-Step Process to Check Salary Balance in Mobile App

Quick Answer: Download the FAB app, register, and log in to access your salary balance.

Steps:

1. Download FAB App from App Store or Google Play.

2. Register Your Card: Use your salary card details.

3. Secure Login: Create a username, password, and PIN.

4. Check Balance: Navigate to “Card Details” → “Balance Inquiry.”

5. View Transactions: Access recent salary deposits and withdrawals.

Employees in Ajman and Abu Dhabi find this method faster compared to ATM visits.

Benefits of Using the FAB Mobile App

Quick Answer: The app provides convenience, speed, and financial transparency.

Advantages include:

• 24/7 access without ATM dependency.

• Real-time updates on deposits and transactions.

• Multi-language support for diverse expatriates.

• Secure login with biometrics and OTP verification.

These features align with Sharjah Research Technology and Innovation Park (SRTIP) programs promoting smart banking solutions.

Common Issues with Mobile App Balance Checking

Quick Answer: Login errors, network issues, and app updates are common but fixable.

• Login Problems: Reset password or re-register.

• Slow Updates: Check employer WPS submission.

• App Errors: Update to the latest version.

• Lost Device: Contact FAB immediately to secure your account.

Such troubleshooting ensures continuous access to salaries for expatriates across the UAE.

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Security Measures in the FAB Mobile App

Quick Answer: The app follows advanced security standards regulated by UAE Central Bank.

• Biometric logins (fingerprint/face recognition).

• OTP verification for each transaction.

• End-to-end encryption of salary data.

• Central Bank compliance for WPS salary transfers.

This level of protection builds confidence among expatriates in Dubai and Ajman.

Regional Adoption of Mobile Banking in UAE

Quick Answer: Mobile banking adoption is rising across all emirates, with high usage in Dubai and Abu Dhabi.

• Abu Dhabi: Pioneer in digital banking transformation.

• Dubai: High adoption among retail and service workers.

• Sharjah: Supported by SRTIP fintech awareness campaigns.

• Ajman: Growing adoption in SME-driven sectors.

By 2024, more than 80% of salary card users in UAE accessed at least one mobile banking service.

Role of BBC Blog UAE in Financial Awareness

Quick Answer: BBC Blog UAE provides tutorials and wage system guidance for expatriates.

Workers frequently visit BBC Blog UAE for updates on salary card usage, mobile banking, and wage protection rules. This helps new employees in the UAE understand their financial rights better.

FAQs

Q1. Can I link my NBAD salary card to the FAB mobile app?
Yes, registration is available for all salary card holders.

Q2. Is the mobile app free to use?
Yes, FAB provides it free of charge.

Q3. Can I use the app abroad?
Yes, but ensure your mobile number is active for OTPs.

Q4. What if my salary doesn’t appear in the app?
Confirm with your employer’s WPS submission and contact FAB support.

Q5. Is the mobile app available in multiple languages?
Yes, it supports English, Arabic, Hindi, and Urdu.

Q6. Can I transfer money internationally from the app?
Yes, international transfers are available with standard charges.

Q7. What security measures protect my salary balance?
Biometric login, OTP verification, and encryption.

Final Thought

From my perspective, using the FAB mobile app for NBAD salary balance checks represents more than convenience—it reflects the UAE’s commitment to fintech-driven inclusion and digital empowerment. In regions like Sharjah and Ajman, I’ve seen how mobile apps help workers avoid long queues at ATMs, giving them more control over their finances.

With Ignite’s startup ecosystem and STZA’s push for smart digital solutions, UAE is setting global benchmarks for financial innovation. Personally, I believe that combining financial literacy training with mobile app adoption will empower workers further and strengthen trust in UAE’s salary protection framework.